LenderPilot is AI-powered lender matching and remote F&I consulting for auto dealerships. Stop shotgunning credit apps to 15 lenders and hoping one sticks. We target the right one from the start.
Dealers blast credit apps to 10-15 lenders hoping for an approval. Each inquiry dings the customer's credit. Most come back as declines.
Platforms like AppOne buy deals and mark them up $1,000-$1,500. The dealer loses profit. The customer gets worse terms. Everyone loses except the middleman.
Small and mid-size dealers can't afford a full-time F&I manager. Deals get structured wrong, submitted wrong, and funded late, or not at all.
A virtual F&I department for your dealership. Credit analysis, deal structuring, lender strategy, and submission guidance from experienced professionals. No full-time hire required.
Our engine analyzes each customer's credit profile against real lender underwriting criteria. It recommends the best lender, deal structure, and approval strategy, all before a single application is sent.
"Know Before You Go." Consumers submit basic info, get matched to lenders, and walk into the dealership knowing what they qualify for. Higher close rates for dealers. Confidence for buyers.
Dealer sends customer info and credit details through LenderPilot's secure portal.
Our engine matches the profile against lender criteria and identifies the highest-probability approval path.
An F&I specialist reviews the recommendation, optimizes the deal structure, and provides submission guidance.
Dealer submits to the right lender with a clean, optimized package. Faster approval. Higher gross.
LenderPilot isn't a lender. Isn't a broker. We're the deal architect that makes sure every submission lands exactly where it should, so dealers profit more and buyers get better terms.