AI-powered lender matching and expert F&I consulting for independent auto dealers. We analyze every deal against 12+ lender criteria — so you submit to the right one from the start.
Every lender has different underwriting criteria. We match each deal's credit profile, income, down payment, and loan structure against real lender guidelines — so you target the right one, not just any one.
Shotgunning credit apps across 10 lenders means multiple hard inquiries on the customer's file — and each one drops their score. We help you identify the best path and limit pulls to what's needed.
Not every dealership has a full-time F&I manager. We provide deal structuring guidance, submission strategy, and backend support — so even smaller operations can close deals with confidence.
Enter the customer's credit score, income, down payment, and vehicle details. Takes about 90 seconds. No bank account needed.
Our engine analyzes the profile against 12+ lender criteria and returns ranked matches with approval probability, estimated rates, and monthly payments.
Submit to the recommended lender with an optimized deal package. F&I support included if you need to adjust structure or explore alternatives.
Precision matching protects your customer's credit score. One targeted submission instead of five hard pulls — keeps the customer's score intact for approval.
Most dealers see lender approval on first submission. Because we match the deal to the right criteria before you submit — not after a rejection.
No contracts. No minimums. Pay per deal. You pay $350 when you submit a deal — and that's it. Cancel anytime, use as often as you need.
No other F&I platform gives you precision matching, approval scoring, and human consulting — without locking you into a $1,000+/month contract.
| Feature | Traditional F&I Platforms Dealertrack, RouteOne, AppOne |
LenderPilot You |
|---|---|---|
| Precision lender matching against real guidelines | ✗ | ✓ |
| Pre-deal approval probability scoring | ✗ | ✓ |
| Credit score protection (minimize hard pulls) | ✗ | ✓ |
| Human F&I consulting included | ✗ | ✓ |
| No monthly fees / No minimums | ✗ | ✓ |
No subscriptions. No monthly minimums. Pay per deal only when you get results.
No hidden fees. No subscription required. Consultation fee covers the full matching and support process.
Submit your first deal and get matched to the right lender in minutes.